Get Assistance from a Qualified Chapter 7 Lawyer Near St. Louis, MO and the Surrounding Areas
Debt can be overwhelming. If you’ve gotten to the point where your debt is too great to pay, then you may want to consider filing for bankruptcy. Chapter 7 bankruptcy lawyer Maxwell is able to provide assistance to anyone in the St. Louis, MO area. He has a thorough understanding of bankruptcy law and is passionate about helping members of his community. It is his goal to provide you with reliable, honest service you can trust.
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What is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is what most individuals think of when they imagine bankruptcy. This is a relatively fast process that, when it’s complete, will allow you to be debt-free. You’ll begin by filing for bankruptcy; about 30 days after filing, you’ll be required to go to court, at which point a trustee is appointed. The trustee will sell off unsecured assets in order to pay off your creditors. With secured assets, you have the option of keeping them, or of selling them to completely pay off any outstanding debt. Approximately 60 days after your initial court hearing, you’ll be issued a discharge order from the judge, which effectively wipes out any remaining debt and gives you a fresh start.
Many different types of debt—including credit cards, personal loans, and medical bills—can be wiped out through chapter 7 bankruptcy. However, it should be noted that certain debts—such as student loans or taxes—are unable to be gotten rid of. In addition, if your income exceeds a certain threshold, then you’ll be required to file for chapter 13 bankruptcy.
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Contact a Qualified Attorney
Filing bankruptcy chapter 7 isn’t the right choice for everyone. As such, it’s important to consult with a chapter 7 bankruptcy attorney before proceeding. A qualified attorney can assess your situation, identify different paths forward, and help you determine which option to proceed with.
Attorney Maxwell is an experienced chapter 7 lawyer who is committed to the wellbeing of his clients. When you work with him, he’ll start by scheduling a consultation. During this time, he’ll gather information on your situation. From there, he’ll explain more about chapter 7 bankruptcy and other debt relief options that are available to you. He’ll go over the pros and cons of the different options so that you can make an informed decision.
If you decide to file for chapter 7 bankruptcy, Attorney Maxwell will help you through the filing process. He’ll go over the different steps you’ll have to follow, assist with any important tasks, and otherwise do his best to help you make sure everything goes smoothly. He is available to answer any questions you might have, and to represent your best interests.
Attorney Maxwell serves individuals near:
- St. Louis, MO
- Jefferson, MO
- Phelps, MO
- Washington, MO
- Maries, MO
- Crawford, MO
- St. Clair, IL
- Dent, MO
- Madison, IL
Getting debt relief may be closer than you imagined. By working with a qualified attorney, you can get assistance with filing for bankruptcy and start the journey to becoming debt free. Attorney Maxwell is prepared to guide you through the bankruptcy process from beginning to end. Consider calling today to receive your free consultation.